Characteristics of bankruptcies in the United States: Deposits can be swallowed up, and loans must be repaid forever! Because bank bankruptcy can turn loans into "Accounts receivable", which are bank assets. . . The deposits will become "accounts payable" and they will no longer have the responsibility to repay due to bankruptcy!
美國銀行破產的特色：可以吞掉存款，貸款必須永遠有償還責任！因為銀行破產可以把貸款變成「應收帳款」，就是銀行資產。。。而存款就會變成「應付帳款」，就會因為破產，而不再有償還責任！
