The most important thing in building a well-off society is: Finance! A country's "Finance" is the "lifeblood" of a country! People may tie "Economy" and "Finance" together. Does "a good economy" mean that the country's fiscal revenue is good? Are the people happiness? The answer is: No! We have always had a "misconception": The more money you make, the life will be better! We think: The more money we make, the better our lives will be, and the happiness we will be! If we use "Economy" to tie people's "Happiness Index", I can tell you: we are completely wrong! Let’s look at Europe, the US and the UK! These countries were once "economic powers". Are their people happy? Are their people's "happiness index" high? I can tell you: the American people are completely unhappy! If the American people are happy, there would be no extremely high rates of "drug and alcohol abuse" in the United States! The rate of "mental illness" among Americans is also extremely high! Don’t tie a country’s “Economy” and “Finance” together. This is a very wrong concept! Why?

Let me use a person as an analogy! If a person wants to live a happy life, does he only need to be able to make money? Does it mean that we will be happy, if we make money and have enough income? Of course not! That the same is true for a country! If a country wants to enter a moderately prosperous society, it does not only rely on "economic income". "Economic growth" will bring "economic income" to the country, but "economic income" is not all of a country's "Finance"! Therefore, "Finance" is a big sector, and "Finance" is related to the survival of a country! The fastest way to destroy a country: destroy the country's "Finance"! "Finance" is divided into many sections! If a country does not have "money", it will be difficult for the country to "Operate", but "Finance" is not only "Economy", "Economy" lies in the fact that "Finance" is only a small part! "Economic income" is only a small part of "Income" for "Finance"!

"Economic growth" means "Tax growth in economic income" of the country! We need to understand: Does economic growth and the income generated by economic growth go into the "government pocket"? Or should it be put into the "consortium's pocket"? Therefore, the Chinese people should no longer be deceived by "Economic growth"! "Economic growth" only increases part of the government's tax revenue. Is it true that companies make money? If every "Business owner" is the "People of the country", then economic growth will allow "the people's pocketbooks to grow"! The problem is: most of our companies now are "private companies"! Let’s think about it again: In the past 10 years, China’s economic growth has been around 8%. Is the people’s wealth growing at 8% every year? Will government revenue increase by 8% every year? There are really too many "tricks" in the "financial" area! If a country wants to enter a moderately prosperous society, the first and most important thing is to do a good job in "Finance"! What does it mean to do a good job in “Finance”?

If we want to make money, do we need to be healthy? If we work hard all our lives to make money, and all the money we earn ends up being sent to the hospital. Is it worth losing the profits gained from "health"? The same is true for a country: a country's economy is growing rapidly, but a country's environment is severely damaged! And economic growth brings a lot of "corruption"! Does this country’s economic growth make sense? It's like a man trying his best to pan for gold sand, but he uses a broken bucket to pan for gold sand. How much gold do you think this person can pan for? Now there are two major "vulnerabilities" before the eyes of the Chinese people: 1. Serious corruption! 2. The environment is severely damaged! We must solve these two problems! These two major issues are more important than economic growth! It's like you are terminally ill, but you are still trying desperately to make money. Do you have the money, but you have life to spend it? What should we do if we are sick? "Sick" should "rest"! The Chinese people have always been worried about "Economic growth" and GDP! GDP is Gross National Product! GDP has nothing to do with per capita income! GDP is related to corporate income! The Chinese people need to care about CPI! CPI is the price index. As long as prices do not rise, it will not affect people's lives! Prices in the United States are now rising by at least 300%! People's income has not increased by 300%!

How do we ordinary people cope with the "Economic downturn"? Nowadays, many companies have closed down and many people are unemployed. How to deal with the unemployment problem? Many experts now recommend that everyone go back to school. My advice to you is: learn a skill! Don't go back to school! Knowledge in the future will become less and less valuable! A person's value is reflected in: How many people you help! In the future, many knowledge-based jobs will be replaced by AI robots! So, what we need is to learn new skills! We ask ourselves: What need can we provide to others? How can we help others? "Help and demand" is our value and our source of income! In the past, everyone was blindly pursuing "huge profits" and "instant wealth". We must change our mindset to survive! The economy is not good and everyone's income has decreased. We must understand that everyone's disposable income has also decreased, so stop putting "huge profits" and "getting rich" first! We must now put "physical health" first! What is our purpose of making money? It’s about improving your life! If we go to the doctor every time we make money, will we improve our lives? Therefore, we have to work to make money, we provide our value, we provide our services, and we provide our help to make money. It’s no longer premised on “getting rich”!

And the Chinese government no longer focuses on "Economic growth"! The government should focus on "Eliminating corruption" and "Protecting the environment"! "Eradicating corruption" will at least prevent the government's finances from flowing out like water from a faucet. Maybe economic growth will slow down and the flow of water will accumulate slowly, but by plugging the "break", the water can still fill up. Also "environmental protection"! Why should the government be committed to "environmental protection"? Think about it: China has a population of 1.4 billion. If the environment is not properly protected, China will soon be flooded with garbage! Where do those 1.4 billion people live? As I often say: one plastic bag for one person, 1.4 billion plastic bags for 1.4 billion people! Think about it: How terrifying? "Simple and frugal" is to make our future generations live happier lives! The greatest advantage of the Chinese people: we attach great importance to our future generations! We often work hard to make money for our children, but I would like to suggest that leaving a healthy and clean living environment to our children and grandchildren is the best legacy!